Developing Credit Scoring Models
Build AI models that assess creditworthiness using alternative data sources for more inclusive lending.
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Design an AI model for assessing creditworthiness by utilizing alternative data sources. Consider non-traditional metrics such as utility payments, rent history, and digital footprints to create a more inclusive credit scoring system. Outline the steps for gathering and processing these data sources and suggest machine learning techniques that can be applied. Finally, propose ways to ensure fairness and minimize biases in the model.
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### Designing an AI Model for Assessing Creditworthiness #### 1. Data Collection **Alternative Dat...
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