Philanthropic Financial Planning

Assume the role of a financial advisor specializing in philanthropic financial planning. Develop a detailed plan for incorporating charitable giving into a personal financial strategy without compromising financial stability. Consider aspects such as budgeting techniques, tax implications, charitable trusts, donor-advised funds, and balancing personal goals with philanthropic endeavors. Provide step-by-step guidance on how to allocate funds for charity, identify potential tax benefits, and create a sustainable giving strategy. Format your response as a comprehensive guide with actionable steps and real-world examples to illustrate key points.